Dennis Fontaine
Brokerage Marketing Manager

“Hi! I am Dennis Fontaine, Brokerage Marketing Manager. As part of the Brokerage Support Team at Life & Annuity Masters, I am here to help you fit the needs of your clients. With my expertise of product knowledge and product software support, I am ready to help! You can be confident that my associates and I will give you only the finest service and support.”

Mike McCoy
Lead Systems Marketing Manager

"Hi, my name is Mike McCoy, Lead Systems Marketing Manager. As a member of the dynamic marketing team at Life & Annuity Masters, it is my goal to help you attain the highest levels of success. I am confident that we can accomplish that task by recruiting quality agents who recognize the value of our National lead program. It is my responsibility to work close with you, first by providing the freshest leads on a weekly basis."

Mark Bermudez
Hispanic Initiative Marketing Manager

"Hi, my name is Mark Bermudez, Hispanic Initiative Marketing Manager at Life & Annuity Masters. As part of the Brokerage Support Team, I am here to help you achieve the next level of your success. Through quality assistance with product selection, quotes, illustrations and leads, I am here to help bring value and growth to your practice. Our team is here to provide you with the tools that you need, so you can provide your clients with the tools that they need to achieve their life insurance goals."

Todd Ensing
Retirement Benefit Specialist

After earning a bachelor’s in Finance from Cal State Northridge, Todd entered the financial services sector. His earliest clients were small business owners and corporate executives. From there, he began advising teachers regarding their pensions and supplemental retirement plans. This led to his work with federal workers and military personnel. Todd works with HR specialists to provide valuable counsel on employee benefits, savings programs, and insurance coverage.

Now with more than 25 years experience and a client base nearing or recently entering retirement, Todd’s specialty has become retirement income planning. Having earned the RICP™ (Retirement Income Certified Professional™) designation, Todd is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan, and how to create a sustainable stream of income to last throughout a client’s retirement years. Simply put, the goal is to beat inflation without losing a dime and to create a comfortable income stream that will at least last as long as you do!

Utilizing the best financial software in the industry and a knowledgeable team, Todd will provide a customized and comprehensive program to maximize pension income,optimize Social Security filing strategies, and safely and tax efficiently grow retirement accounts to create the best possible retirement and standard of living for loved ones.

Todd's experience is broad-based, but if you’ve worked for the public good by providing essential government services, protecting our freedom, or teaching our children, Todd Ensing is ready to work for YOU by providing expert financial solutions using life insurance and annuities. Please schedule your free consultation today!

Shawn Lyons
National Sales Manager

“Shawn has spent ten years training, mentoring, coaching and assisting agents in taking their insurance careers to higher levels. As a top Mortgage Protection and Final Expense producer, he has the field experience, has perfected the presentation and appointment-setting process and closing techniques that will help you improve your production levels and help you reach your financial goals. As Life & Annuity Master's National Sales Manager, Shawn heads up our lead divisions along with Mike McCoy and Jasmine Miller. If you are looking to get in front of more qualified prospective clients in the Final Expense or Mortgage Protection market, give Shawn a call. Seeking a true business partner that will do everything to ensure your success; look no further.”

Quinn Ellis
Marketing Field Support

“Hi, my name is Quinn Ellis, Marketing Field Support. I support the marketing department in making sure all agents receive the most up-to-date information for the necessary contracting to get you writing business as soon as possible with Life & Annuity Masters. I take great pride in supporting our team and working one on one with our agents and clients ensuring quality assistance, while allowing them to reach their objectives in the life insurance industry.”

Bryan Simeri
Marketing Field Support

“Hi, my name is Bryan and it’s my pleasure to be of assistance to you as part of the Marketing Field Support Team at Life & Annuity Masters! Bringing you success and delivering unsurpassed customer support are guaranteed in our brokerage department. Working alongside my team, I am confident in my ability to assist you with everything you need to write business and ensure that Life & Annuity Masters provides you with the support that exceeds all other Marketing Organizations.”

Jackie Pelkey
Federal Employee Administrative Assistant

“Hi, my name is Jackie and I am the Federal Employee Administrative Assistant here at Life & Annuity Masters. I work with customers and agents to support our expanding role in helping the Federal Employee live, work and retire better. I work closely with retired federal human resource managers and financial service specialists to maximize the benefits of our clients working in the federal employee market.”

Rebecca Frias
Hispanic Initiative Marketing Assistant

“Hi, my name is Rebecca, Hispanic Initiative Marketing Assistant for Tu Seguro con Julie Stav. It is my duty to gather and produce marketing materials, and assist our marketing team with operations, including support, development and distribution of marketing and sales materials. I take pride in helping our marketing department maintain schedules, deadlines, and appointments to better serve our clients. Through coordinating the production of marketing pieces in our Hispanic department, it is my goal to accomplish our marketing missions by completing related results as needed.”

Anahi Villareal
Julie Stav Case Manager Assistant

“Hi, my name is Anahi Villareal, Julie Stav Case Manager Assistant. It is my responsibility to work directly with our agents and assist with any pending business. I handle lead delegation, submission of business to the carrier, customer service, vendor relations, and reception duties. It is my responsibility to process incoming/outgoing policies and requirements, while offering support and bringing results in a timely manner.”

Samuel Nava
Consumer Advisor

Hello, my name is Samuel Nava, Consumer Advisor for the Hispanic Community. I specialize in educating and servicing the Hispanic community by helping them protect their family with their life insurance needs. I also assist in helping our team contact their clients to successfully complete the underwriting process. It is my goal to supply the best quality of service and provide knowledgeable support to help our clients reach optimum levels of success. Through building long-lasting relationships, and providing support, I take pride in being your Consumer Advisor.

Cassie Burns
New Business and Underwriter Supervisor

“Hi, my name is Cassandra Burns and I am excited to work alongside you to support your pending business. With 12 years of case management experience, I understand how important it is to get your business issued and paid … for both you AND your clients. As supervisor of our New Business department, I am here to work alongside you throughout the pending process, as well as to see that your escalated issues are resolved as quickly and efficiently as possible.”

Amy Schultz
New Business Support Specialist

“Hi, my name is Amy Schultz, New Business Support Specialist. It is my responsibility to work alongside our agents and assist with pending business. My goal is to provide friendly and efficient service, allowing our agents to get policies issued and clients insured. Issuing policies can sometimes be a challenging process, and I am here to offer support and obtain results in a timely manner.”

Morgan Schuetz
New Business Support Specialist

“Hi, my name is Morgan Schuetz, New Business Support Specialist. It is my responsibility to work alongside our agents and assist with pending business. My goal is to provide friendly and efficient service, allowing our agents to get policies issued and clients insured. It is my duty to input new applications into the system, and review files to ensure completeness in an efficient manner to meet service standards. In addition, I accurately record information on files as it is pertinent to the issuing process. I take pride in offering support and obtaining results in a timely manner.”

Krista Lohman
Contracting Support Specialist

“Hi, my name is Krista Lohman, Contracting Support Specialist. I take pride in servicing all of your contracting requests, and provide support to our contracting team. It is my top priority to guarantee that your contracts are ready to be processed in a timely manner, and be ready to fit any of your contracting needs.”

Kay Lodwick
Controller/Operations

“Hi, my name is Kay Lodwick and I have been with Life & Annuity Masters for over eight years. I am responsible for the company’s day-to-day bookkeeping operations. I also make sure our agents receive any commission checks due in a timely manner. I work closely with the owners of the company to insure we are run as a fiscally sound company.”

Gina Saldaña
Receptionist

“Hi, my name is Gina Saldaña, and I am the Receptionist here at Life & Annuity Masters. When you call Life & Annuity Masters, it is my personal commitment to provide you with the best service. Your time is very important to us, and so is making sure your needs are met. Whether you are calling for information on our programs or for any of our staff member, I will make sure your call is treated with the utmost urgency it deserves. In addition to managing the daily volume of over 400 calls, I assist with various shipping and ordering responsibilities to ensure that all operations are running as efficiently as possible. Being at the hub of all activity here at Life & Annuity Masters, I take pride in the opportunity to serve you.”

Jasmine Miller
Marketing Communications Coordinator

“Hi, my name is Jasmine Miller and I am involved with the public relations efforts here at Life and Annuity Masters. My goal is to increase overall efficiency and productivity, as well as to seek out opportunities, allowing our organization and yours to continue its growth and success. From internal relations and strategic planning, to various marketing projects and preparing written materials, I strive for effective communication in all that we do.”

Mike Steinwender
Senior Network Administrator

“Hello, my name is Mike Steinwender. As Senior Network Administrator, I oversee the day-to-day operation of our security systems and provide support while maintaining and evaluating computer networking and telecommunication systems. It is my goal to ensure the computer networks function at optimal levels on a consistent basis.”

Gary Guttman
Reporting Analyst

“Hi, my name is Gary Guttman, and I am the Reporting Analyst here at Life and Annuity Masters. Through examining the unique needs and concerns of our business, I develop relevant practices and procedures for preparing business reports. This includes creating and maintaining efficient and secure systems for recording data, and producing relevant documentation while improving report content and completeness of information. It is my duty to develop appropriate policies and procedures for generating reports here at Life and Annuity Masters. It is my goal to confer with persons originating, handling, processing, or receiving reports to identify problems and to gather suggestions for improvements.”

Jason Karpf
Communications Director

“Jason Karpf is a public relations/marketing executive with more than 15 years experience. His agency and corporate background encompasses a broad range of industries including finance, insurance, real estate and health care. In 2004, he received an Award of Excellence from the Public Relations Society of America’s Los Angeles chapter.

Jason holds a master’s degree in Organizational and Professional Communication from the University of Denver. He is an adjunct college instructor and regularly publishes articles on PR, marketing and social media.

Jason has been interviewed and quoted by media across the country including MSNBC, E! Entertainment, Associated Press, The Dallas Morning News, and The Christian Science Monitor. A history and trivia aficionado, he was a four-time champion on the TV game show “Jeopardy!”

Jason is committed to creating instructive and impactful communications as part of Life & Annuity Master’s efforts to build the industry’s strongest network of insurance professionals serving clients nationwide.”